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Refinance Break Even Point Calculator

Calculate your monthly payment and see how the principal is paid over time.

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Refinance Break-Even Point Calculator

Calculate the number of months to break-even if you refinance the loan.

Current Monthly Payment

New Loan Amount

New Interest Rate

Loan Term

Years

Closing Costs

Default amounts are hypothetical and may not apply to your individual situation. This calculator provides approximations for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates.

Results

New Monthly Payment

$0.00

Monthly Savings

$0.00

Number of months to break even

0

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Stifel's mortgage services are provided by Stifel Bank and Stifel Bank & Trust.

Stifel Bank & Trust offers mortgage services to clients of Stifel and current and prospective homeowners in the St. Louis Metro Area of Missouri and Illinois.

Stifel’s banking and lending services are provided by Stifel Bank, Member FDIC, and Stifel Bank & Trust, Member FDIC, Equal Housing Lender, NMLS# 375103 (collectively, “Stifel Banks”). Trust and fiduciary services are provided by Stifel Trust Company, N.A., Member FDIC, and Stifel Trust Company Delaware, N.A., Member FDIC (collectively, “Stifel Trust Companies”). Stifel Banks and Stifel Trust Companies are affiliated with Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE, each a wholly owned subsidiary of Stifel Financial Corp. Unless otherwise specified, references to “Stifel” may mean Stifel Financial Corp. and/or any of its subsidiaries. Unless otherwise specified, products purchased from or held by Stifel, Stifel Banks, and/or Stifel Trust Companies are not deposits or other obligations of Stifel, Stifel Banks, or Stifel Trust Companies, are not guaranteed by Stifel, Stifel Banks, and/or Stifel Trust Companies, and are subject to investment risks, including possible loss of the principal invested. None of Stifel, Stifel Banks, or Stifel Trust Companies provide legal or tax advice.

Residential mortgage lending services for clients of Stifel, Nicolaus & Company, Incorporated are performed exclusively by Stifel Bank & Trust. The financial advisors of Stifel, Nicolaus & Company, Incorporated do not offer mortgage loans, provide mortgage loan information, or accept residential mortgage loan applications. Stifel, Nicolaus & Company, Incorporated may compensate your Financial Advisor in connection with the origination of any mortgage loan, where permissible by law.

Your Privacy www.StifelMortgage.com

STIFEL BANK & TRUST
12655 OLIVE BOULEVARD, SUITE 250
ST LOUIS, MISSOURI 63141

(314) 317-6900 | mortgages@stifelbank.com

www.StifelMortgage.com

NMLS# 375103 | Member FDIC

Stifel's mortgage services are provided by Stifel Bank and Stifel Bank & Trust.

Stifel Bank & Trust offers mortgage services to clients of Stifel and current and prospective homeowners in the St. Louis Metro Area of Missouri and Illinois.

Stifel’s banking and lending services are provided by Stifel Bank, Member FDIC, and Stifel Bank & Trust, Member FDIC, Equal Housing Lender, NMLS# 375103 (collectively, “Stifel Banks”). Trust and fiduciary services are provided by Stifel Trust Company, N.A., Member FDIC, and Stifel Trust Company Delaware, N.A., Member FDIC (collectively, “Stifel Trust Companies”). Stifel Banks and Stifel Trust Companies are affiliated with Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE, each a wholly owned subsidiary of Stifel Financial Corp. Unless otherwise specified, references to “Stifel” may mean Stifel Financial Corp. and/or any of its subsidiaries. Unless otherwise specified, products purchased from or held by Stifel, Stifel Banks, and/or Stifel Trust Companies are not deposits or other obligations of Stifel, Stifel Banks, or Stifel Trust Companies, are not guaranteed by Stifel, Stifel Banks, and/or Stifel Trust Companies, and are subject to investment risks, including possible loss of the principal invested. None of Stifel, Stifel Banks, or Stifel Trust Companies provide legal or tax advice.

Residential mortgage lending services for clients of Stifel, Nicolaus & Company, Incorporated are performed exclusively by Stifel Bank & Trust. The financial advisors of Stifel, Nicolaus & Company, Incorporated do not offer mortgage loans, provide mortgage loan information, or accept residential mortgage loan applications. Stifel, Nicolaus & Company, Incorporated may compensate your Financial Advisor in connection with the origination of any mortgage loan, where permissible by law.

Your Privacy www.StifelMortgage.com